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Buy now, pay later. Up to 12 months interest free online and in store

Buy now, and pay later
Buy now, pay later
Checkout with ZipMoney, and pay for your orders over time
with flexible interest-free monthly payments.


Here's how!

➀ Add products to your cart
➁ Select ZipMoney at checkout
➂ Apply for real-time decision
➃ Secure your product today!

Here's why!

✔ Up to 12 months interest free!*
✔ Checkout today - with nothing to pay!
✔ Up to $10,000 credit re-use anytime
✔ Flexible & easy monthly repayments
✔ Buyer protection on all purchases


*on purchases above $6000. 6 months interest free on orders between $1000-$6000. 3 months interest free on orders under $1000. Please refer to your contract terms and conditions for further information. All applications are subject to credit approval. See terms and conditions. Credit approved by ZipMoney Pty Ltd (Australian Credit Licence 441878)

Terms and Conditions

To approved applications only. Promotional rates and terms apply to advertised items only, for example if you see 6 or 12 months interest free offered. Otherwise, a standard interest free period of  3 months applies to all ZipMoney purchases. Minimum monthly repayments required (see your contract for details) and paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the standard annual percentage rate, currently 23.9%. A monthly Account Service Fee of $4.95 applies only when there is an outstanding balance. Lending criteria, conditions, fees and charges apply.

Credit approved by ZipMoney Pty Ltd (Australian Credit Licence 441878)